Side-by-side · Q2 2026 data
America'S Credit Union, a vs Tapco Credit Union
Metric by metric
| Measure | America'S Credit Union, a | Tapco Credit Union |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 60 (stronger) | 52 |
| Loan quality | 89 | 89 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 45th | 74th |
| Total assets | $709.5M | $735.7M |
| Deposits / shares | $575.8M | $657.1M |
| Capital ratio | 11.03% (stronger) | 10.19% |
| Problem loans | 0.32% (stronger) | 0.34% |
| Net charge-offs | 0.33% | 0.27% (stronger) |
| Return on assets | 0.57% | 2.58% (stronger) |
| Loans ÷ deposits | 99.0% | 86.6% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 10.3% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | 21.1% |
Tapco Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 3 and Tapco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.