Side-by-side · Q2 2026 data
America'S Credit Union, a vs Verity Credit Union
Metric by metric
| Measure | America'S Credit Union, a | Verity Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 45 |
| Capital cushion | 60 (stronger) | 42 |
| Loan quality | 89 (stronger) | 36 |
| Earnings | 43 (stronger) | 27 |
| Funding & liquidity | 61 | 74 (stronger) |
| Problem-loan coverage | 95 (stronger) | 68 |
| Peer percentile | 45th | 3rd |
| Total assets | $709.5M | $786.5M |
| Deposits / shares | $575.8M | $695.8M |
| Capital ratio | 11.03% (stronger) | 9.17% |
| Problem loans | 0.32% (stronger) | 1.91% |
| Net charge-offs | 0.33% (stronger) | 0.58% |
| Return on assets | 0.57% (stronger) | 0.17% |
| Loans ÷ deposits | 99.0% | 86.3% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 12.0% |
| Offices | 7 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.4% | — |
America'S Credit Union, a has the higher TellerScore (68 vs 45). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union, a leads on 6 and Verity Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.