Side-by-side · Q2 2026 data
America'S Credit Union vs Metro Medical Credit Union
Metric by metric
| Measure | America'S Credit Union | Metro Medical Credit Union |
|---|---|---|
| TellerScore | 76 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 80 (stronger) | 78 |
| Earnings | 21 | 84 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 68th | 90th |
| Total assets | $427.6M | $82.7M |
| Deposits / shares | $362.2M | $67.2M |
| Capital ratio | 15.01% | 17.85% (stronger) |
| Problem loans | 0.59% (stronger) | 0.66% |
| Net charge-offs | 0.89% | 0.28% (stronger) |
| Return on assets | 0.02% | 1.60% (stronger) |
| Loans ÷ deposits | 77.4% | 39.7% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 10.8% |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.0% | 37.5% |
Metro Medical Credit Union has the higher TellerScore (91 vs 76). On the 7 directional measures above (where higher or lower is clearly better), America'S Credit Union leads on 2 and Metro Medical Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.