TellerScore

Headquartered in Dallas, Texas, Metro Medical Credit Union is a federally insured state-chartered credit union with $82.7M in total assets and $67.2M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1965.

Based on its Q2 2026 filing, Metro Medical Credit Union scores 91/100, which we describe as very strong. That is higher than 90% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 34th. Its strongest component is capital cushion (100/100; 17.85%), and its lowest is loan quality (78/100; 0.66%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 17.85%
Loan quality78/100
Loans 60+ days delinquent ÷ total loans: 0.66%
Earnings84/100
Return on assets (annualized): 1.60%
Funding & liquidity100/100
Loans ÷ shares: 39.7% · 10.8% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.20%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (89 → 91), mostly because the earnings component improved by 23 points.

TellerScore
768491Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202483
Q4 202488
Q1 202587
Q2 202589
Q3 202585
Q4 202586
Q1 202690
Q2 202691
Net worth ratio
7.00%12.43%17.85%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.88%
Q3 202415.35%
Q4 202415.90%
Q1 202516.03%
Q2 202516.45%
Q3 202516.99%
Q4 202517.28%
Q1 202617.55%
Q2 202617.85%
Delinquent loans (60+ days)
0.41%0.92%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.43%
Q3 20240.85%
Q4 20240.41%
Q1 20250.53%
Q2 20250.43%
Q3 20250.87%
Q4 20250.87%
Q1 20260.67%
Q2 20260.66%
Return on assets
0.60%1.10%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.60%
Q3 20240.75%
Q4 20240.97%
Q1 20250.97%
Q2 20251.02%
Q3 20251.12%
Q4 20251.19%
Q1 20261.45%
Q2 20261.60%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$82.7M17.85%0.66%1.60%39.7%
Q1 202690$82.0M17.55%0.67%1.45%41.8%
Q4 202586$82.0M17.28%0.87%1.19%38.3%
Q3 202585$81.8M16.99%0.87%1.12%39.0%
Q2 202589$82.8M16.45%0.43%1.02%40.3%
Q1 202587$83.6M16.03%0.53%0.97%41.1%
Q4 202488$83.1M15.90%0.41%0.97%42.7%
Q3 202483$83.9M15.35%0.85%0.75%40.1%
Q2 202476$85.1M14.88%1.43%0.60%40.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio17.85%
69th
Problem loans0.66%
51st
Net charge-offs0.28%
40th
Return on assets1.60%
87th
Loans to deposits39.7%
78th
Uninsured deposits10.8%
6th
Loan-loss reserves0.00%
37th
Texas ratio1.2%
63rd

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Memorial Credit UnionCredit union Houston, TX62 out of 100, Moderate$84.2M11.1%0.66%vs
City Federal Credit UnionCredit union Amarillo, TX61 out of 100, Moderate$84.3M16.3%1.59%vs
Fannin Federal Credit UnionCredit union Bonham, TX94 out of 100, Very strong$80.9M20.2%0.61%vs
Baylor Health Care System Credit UnionCredit union Dallas, TX76 out of 100, Strong$80.6M21.9%1.54%vs
Postel Family Credit UnionCredit union Wichita Falls, TX71 out of 100, Strong$85.2M11.1%0.33%vs
Southwest Financial Federal Credit UnionCredit union Farmers Branch, TX72 out of 100, Strong$85.3M15.2%0.95%vs

Deposit insurance

Is my money safe at Metro Medical Credit Union?

Yes. Metro Medical Credit Union is a federally insured credit union (NCUA charter #67517). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.8% of shares and deposits ($7.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 17.85%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Metro Medical Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Metro Medical Credit Union reported 16 home-loan applications under HMDA (LEI 549300MXE3M1W481QB61): 10 originated ($940,000 total), 6 denied, and 0 withdrawn or closed by the applicant. Its denial rate on decided applications was 37.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Metro Medical Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67517
RSSD ID
685797
Primary regulator
State + NCUA
Established
1965
Headquarters
8200 Brookriver Dr Ste N110, Dallas, TX 75247
Employees
13

Quick answers

Metro Medical Credit Union: common questions

Is Metro Medical Credit Union NCUA insured?

Yes. Metro Medical Credit Union is a federally insured credit union (NCUA charter #67517). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Metro Medical Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Metro Medical Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Dallas

InstitutionScoreAssetsCapitalProblem loansCompare
Lakeside BankBank Rockwall, TX92 out of 100, Very strong$389.2M14.4%0.00%vs
Light Commerce Credit UnionCredit union Houston, TX92 out of 100, Very strong$5.0M26.8%0.93%vs
Datcu Credit UnionCredit union Denton, TX89 out of 100, Very strong$1.8B17.2%0.13%vs
Seagoville Federal Credit UnionCredit union Seagoville, TX89 out of 100, Very strong$15.8M21.6%0.21%vs
International Bank of CommerceBank Oklahoma City, OK88 out of 100, Very strong$1.6B15.5%0.66%vs
Allied Federal Credit UnionCredit union Arlington, TX88 out of 100, Very strong$137.6M12.2%0.23%vs