Side-by-side · Q2 2026 data
Americhoice Federal Credit Union vs Chrome Federal Credit Union
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Americhoice Federal Credit Union | Chrome Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 43 | 70 (stronger) |
| Earnings | 56 (stronger) | 43 |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 37th | 71st |
| Total assets | $240.4M | $223.6M |
| Deposits / shares | $210.5M | $188.0M |
| Capital ratio | 12.39% | 15.31% (stronger) |
| Problem loans | 1.72% | 0.89% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.28% |
| Return on assets | 0.89% (stronger) | 0.58% |
| Loans ÷ deposits | 68.9% (stronger) | 82.1% |
| Uninsured deposits | 7.1% | 4.5% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Chrome Federal Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Americhoice Federal Credit Union leads on 3 and Chrome Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.