TellerScore

Chrome Federal Credit Union is a federal credit union headquartered in Canonsburg, Pennsylvania, in business for about 55 years. At the end of Q2 2026 it reported $223.6M in total assets and $188.0M in member shares and deposits, with 5 offices.

Based on its Q2 2026 filing, Chrome Federal Credit Union scores 77/100, which we describe as strong. That is higher than 71% of 1,341 credit unions with $100 million – $1 billion. Among 269 credit unions headquartered in Pennsylvania, it ranks 118th. Its strongest component is capital cushion (100/100; 15.31%), and its lowest is earnings (43/100; 0.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.31%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.89%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity78/100
Loans ÷ shares: 82.1% · 4.5% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (79 → 77), mostly because the loan quality component weakened by 14 points.

TellerScore
777981Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202477
Q4 202481
Q1 202578
Q2 202579
Q3 202579
Q4 202580
Q1 202677
Q2 202677
Net worth ratio
7.00%11.37%15.73%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.02%
Q3 202414.20%
Q4 202414.42%
Q1 202514.49%
Q2 202514.74%
Q3 202515.73%
Q4 202515.38%
Q1 202615.07%
Q2 202615.31%
Delinquent loans (60+ days)
0.39%0.64%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.73%
Q4 20240.39%
Q1 20250.52%
Q2 20250.47%
Q3 20250.71%
Q4 20250.58%
Q1 20260.77%
Q2 20260.89%
Return on assets
0.39%0.59%0.79%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.79%
Q3 20240.79%
Q4 20240.79%
Q1 20250.45%
Q2 20250.46%
Q3 20250.47%
Q4 20250.50%
Q1 20260.39%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202677$223.6M15.31%0.89%0.58%82.1%
Q1 202677$224.1M15.07%0.77%0.39%78.5%
Q4 202580$218.3M15.38%0.58%0.50%79.3%
Q3 202579$218.2M15.73%0.71%0.47%78.7%
Q2 202579$198.1M14.74%0.47%0.46%83.3%
Q1 202578$200.0M14.49%0.52%0.45%81.7%
Q4 202481$199.4M14.42%0.39%0.79%84.5%
Q3 202477$201.7M14.20%0.73%0.79%88.4%
Q2 202479$201.5M14.02%0.48%0.79%89.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.31%
87th
Problem loans0.89%
36th
Net charge-offs0.28%
59th
Return on assets0.58%
37th
Loans to deposits82.1%
35th
Uninsured deposits4.5%
66th
Loan-loss reserves0.00%
50th
Texas ratio4.0%
51st

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
New Cumberland Federal Credit UnionCredit union New Cumberland, PA66 out of 100, Moderate$228.6M9.5%0.74%vs
Tri County Area Federal Credit UnionCredit union Pottstown, PA64 out of 100, Moderate$215.6M10.6%1.57%vs
Americhoice Federal Credit UnionCredit union Mechanicsburg, PA66 out of 100, Moderate$240.4M12.4%1.72%vs
Mc Federal Credit UnionCredit union Danville, PA65 out of 100, Moderate$247.2M12.4%2.12%vs
P & G Mehoopany Employees Federal Credit UnionCredit union Tunkhannock, PA95 out of 100, Very strong$195.3M14.8%0.14%vs
Mon Valley Community Federal Credit UnionCredit union Allenport, PA77 out of 100, Strong$193.4M32.8%2.76%vs

Deposit insurance

Is my money safe at Chrome Federal Credit Union?

Yes. Chrome Federal Credit Union is a federally insured credit union (NCUA charter #20558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($8.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 15.31%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

5 locations

Branches

Chrome Federal Credit Union lists 5 offices in 4 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Chrome Federal Credit Union
Type
Federal credit union
NCUA charter #
20558
RSSD ID
575889
Primary regulator
NCUA
Established
1971
Headquarters
PO Box 658, Canonsburg, PA 15317
Employees
51

Quick answers

Chrome Federal Credit Union: common questions

Is Chrome Federal Credit Union NCUA insured?

Yes. Chrome Federal Credit Union is a federally insured credit union (NCUA charter #20558). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Chrome Federal Credit Union's TellerScore?

77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Chrome Federal Credit Union have?

5 offices as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
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