Side-by-side · Q2 2026 data
Americhoice Federal Credit Union vs Hidden River Credit Union
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Americhoice Federal Credit Union | Hidden River Credit Union |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 74 (stronger) | 43 |
| Loan quality | 43 | 90 (stronger) |
| Earnings | 56 | 65 (stronger) |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 37th | 60th |
| Total assets | $240.4M | $258.8M |
| Deposits / shares | $210.5M | $234.7M |
| Capital ratio | 12.39% (stronger) | 9.25% |
| Problem loans | 1.72% | 0.31% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.27% |
| Return on assets | 0.89% | 1.14% (stronger) |
| Loans ÷ deposits | 68.9% | 46.8% (stronger) |
| Uninsured deposits | 7.1% | 6.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Hidden River Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Americhoice Federal Credit Union leads on 2 and Hidden River Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.