Side-by-side · Q2 2026 data
Americhoice Federal Credit Union vs Mc Federal Credit Union
Credit union
Americhoice Federal Credit Union
Mechanicsburg, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Americhoice Federal Credit Union | Mc Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 74 | 74 |
| Loan quality | 43 (stronger) | 29 |
| Earnings | 56 | 80 (stronger) |
| Funding & liquidity | 91 (stronger) | 78 |
| Problem-loan coverage | 83 (stronger) | 75 |
| Peer percentile | 37th | 34th |
| Total assets | $240.4M | $247.2M |
| Deposits / shares | $210.5M | $216.7M |
| Capital ratio | 12.39% | 12.40% (stronger) |
| Problem loans | 1.72% (stronger) | 2.12% |
| Net charge-offs | 0.19% (stronger) | 0.42% |
| Return on assets | 0.89% | 1.50% (stronger) |
| Loans ÷ deposits | 68.9% (stronger) | 82.7% |
| Uninsured deposits | 7.1% | 4.7% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | 13.8% |
Americhoice Federal Credit Union has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Americhoice Federal Credit Union leads on 4 and Mc Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.