Side-by-side · Q2 2026 data
AmeriFirst Bank vs Max Credit Union
Metric by metric
| Measure | AmeriFirst Bank | Max Credit Union |
|---|---|---|
| TellerScore | 69 | 89 (stronger) |
| Capital cushion | 47 | 95 (stronger) |
| Loan quality | 94 (stronger) | 77 |
| Earnings | 69 | 84 (stronger) |
| Funding & liquidity | 60 | 100 (stronger) |
| Problem-loan coverage | 90 | 94 (stronger) |
| Peer percentile | 40th | 97th |
| Total assets | $364.1M | $2.4B |
| Deposits / shares | $325.1M | $2.1B |
| Capital ratio | 9.66% | 14.52% (stronger) |
| Problem loans | 0.19% (stronger) | 0.68% |
| Net charge-offs | 0.09% (stronger) | 0.45% |
| Return on assets | 1.23% | 1.60% (stronger) |
| Loans ÷ deposits | 85.3% | 56.2% (stronger) |
| Uninsured deposits | 28.0% | 8.0% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 27.0% |
Max Credit Union has the higher TellerScore (89 vs 69). On the 7 directional measures above (where higher or lower is clearly better), AmeriFirst Bank leads on 2 and Max Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.