The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (82 → 89), mostly because the earnings component improved by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Alabama

Yes. Max Credit Union is a federally insured credit union (NCUA charter #68575). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.0% of shares and deposits ($164.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 14.52%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Max Credit Union lists 11 offices in 4 cities. Most locations:

• Montgomery, AL (8)
• Millbrook, AL (1)
• Prattville, AL (1)
• Wetumpka, AL (1)

All branch addresses and map

In 2025, Max Credit Union reported 1,173 home-loan applications under HMDA (LEI 549300B8JSCK4ZNVX087): 708 originated ($85,390,000 total), 263 denied, and 200 withdrawn or closed by the applicant. Its denial rate on decided applications was 27.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Max Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68575

RSSD ID

739083

Primary regulator

State + NCUA

Established

1955

Headquarters

P.O. Box 244040, Montgomery, AL 36124

Employees

295