Side-by-side · Q2 2026 data
Ameriprise Bank, FSB vs Affinity Plus Federal Credit Union
Credit union
Affinity Plus Federal Credit Union
Saint Paul, Minnesota · $1 billion – $10 billion
Metric by metric
| Measure | Ameriprise Bank, FSB | Affinity Plus Federal Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 65 |
| Capital cushion | 24 | 38 (stronger) |
| Loan quality | 94 (stronger) | 81 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 91st | 41st |
| Total assets | $25.5B | $5.0B |
| Deposits / shares | $23.9B | $4.3B |
| Capital ratio | 7.38% | 8.78% (stronger) |
| Problem loans | 0.18% (stronger) | 0.57% |
| Net charge-offs | 0.12% (stronger) | 0.68% |
| Return on assets | 3.05% (stronger) | 1.18% |
| Loans ÷ deposits | 10.9% (stronger) | 88.8% |
| Uninsured deposits | 1.5% (stronger) | 6.5% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ameriprise Bank, FSB has the higher TellerScore (76 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Ameriprise Bank, FSB leads on 6 and Affinity Plus Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.