TellerScore

Headquartered in Minneapolis, Minnesota, Ameriprise Bank, FSB is a savings bank with $25.5B in total assets and $23.9B in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 2006.

Ameriprise Bank, FSB has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 91% of its 132 banks with $10 billion – $100 billion. Among 223 banks headquartered in Minnesota, it ranks 50th. Earnings contributes the most (100/100, 3.05%); capital cushion contributes the least (24/100, 7.38%).

TellerScore · Q2 2026

Scorecard

Capital cushion24/100
Tier 1 leverage ratio: 7.38%
Loan quality94/100
Noncurrent loans ÷ total loans: 0.18%
Earnings100/100
Return on assets (annualized): 3.05%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 10.9% · 1.5% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (76 → 76).

TellerScore
757677Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202476
Q3 202476
Q4 202476
Q1 202576
Q2 202576
Q3 202577
Q4 202575
Q1 202675
Q2 202676
Tier 1 leverage ratio
5.00%6.37%7.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20247.41%
Q3 20247.39%
Q4 20247.35%
Q1 20257.46%
Q2 20257.62%
Q3 20257.74%
Q4 20257.32%
Q1 20267.28%
Q2 20267.38%
Noncurrent loans
0.15%0.17%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.15%
Q3 20240.15%
Q4 20240.19%
Q1 20250.18%
Q2 20250.17%
Q3 20250.16%
Q4 20250.17%
Q1 20260.18%
Q2 20260.18%
Return on assets
3.04%3.13%3.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20243.22%
Q3 20243.19%
Q4 20243.15%
Q1 20253.04%
Q2 20253.10%
Q3 20253.10%
Q4 20253.08%
Q1 20263.06%
Q2 20263.05%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$25.5B7.38%0.18%3.05%10.9%
Q1 202675$25.5B7.28%0.18%3.06%9.6%
Q4 202575$25.3B7.32%0.17%3.08%8.2%
Q3 202577$24.3B7.74%0.16%3.10%7.6%
Q2 202576$24.0B7.62%0.17%3.10%6.8%
Q1 202576$24.2B7.46%0.18%3.04%6.2%
Q4 202476$23.6B7.35%0.19%3.15%5.9%
Q3 202476$23.2B7.39%0.15%3.19%5.5%
Q2 202476$22.7B7.41%0.15%3.22%5.2%

132 peers · $10 billion – $100 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio7.38%
7th
Total risk-based capital30.57%
95th
Problem loans0.18%
90th
Net charge-offs0.12%
50th
Return on assets3.05%
98th
Net interest margin4.44%
87th
Efficiency ratio10.0%
95th
Loans to deposits10.9%
98th
Uninsured deposits1.5%
97th
Loan-loss reserves0.46%
14th
Texas ratio0.3%
97th

Deposit insurance

Is my money safe at Ameriprise Bank, FSB?

Yes. Ameriprise Bank, FSB is an FDIC-insured institution (FDIC certificate #58303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 1.5% of deposits ($368.6M) are above the $250,000 FDIC insurance limit, below the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 7.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 30.57% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Ameriprise Bank, FSB lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ameriprise Bank, FSB
Former names
Ameriprise National Trust Bank
Type
Savings bank
FDIC certificate #
58303
RSSD ID
3470239
Primary regulator
OCC
Holding company
Ameriprise Financial Inc
Established
September 14, 2006
Headquarters
901 3rd Avenue South, Minneapolis, MN 55402
Employees
186

Quick answers

Ameriprise Bank, FSB: common questions

Is Ameriprise Bank, FSB FDIC insured?

Yes. Ameriprise Bank, FSB is an FDIC-insured institution (FDIC certificate #58303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Ameriprise Bank, FSB's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Ameriprise Bank, FSB ever failed?

There is no failure record for FDIC certificate #58303 in the FDIC failed bank list.

How many branches does Ameriprise Bank, FSB have?

2 offices as of the latest FDIC data.

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