Side-by-side · Q2 2026 data
Ameris Bank vs Calhoun Liberty Credit Union
Metric by metric
| Measure | Ameris Bank | Calhoun Liberty Credit Union |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 64 (stronger) | 57 |
| Loan quality | 81 | 100 (stronger) |
| Earnings | 69 (stronger) | 57 |
| Funding & liquidity | 28 | 74 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 63rd | 63rd |
| Total assets | $28.4B | $179.8M |
| Deposits / shares | $22.7B | $151.4M |
| Capital ratio | 11.41% (stronger) | 10.66% |
| Problem loans | 0.57% | 0.01% (stronger) |
| Net charge-offs | 0.20% | 0.13% (stronger) |
| Return on assets | 1.23% (stronger) | 0.92% |
| Loans ÷ deposits | 98.3% | 85.9% (stronger) |
| Uninsured deposits | 45.6% | 4.6% (stronger) |
| Offices | 164 | 4 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | 5.8% |
Calhoun Liberty Credit Union has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 2 and Calhoun Liberty Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Blountstown, FL
- Keystone Heights, FL
- Tallahassee, FL