The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 4 points (71 → 67), mostly because the earnings component weakened by 15 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Yes. Ameris Bank is an FDIC-insured institution (FDIC certificate #20504). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 45.6% of deposits ($10.3B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.27% (benchmark: 10%).

Check how much of your own balance is covered

Ameris Bank lists 164 offices in 113 cities across 5 states. Most locations:

• Atlanta, GA (10)
• Jacksonville, FL (7)
• Marietta, GA (6)
• Bradenton, FL (4)
• Gainesville, FL (4)
• Mcdonough, GA (4)
• Saint Augustine, FL (4)
• Moultrie, GA (3)
• Tifton, GA (3)
• Canton, GA (2)
• Cartersville, GA (2)
• Dothan, AL (2)

All branch addresses and map

Over the last three years, the CFPB forwarded 272 consumer complaints about AMERIS BANCORP to the company (108 in the last 12 months). 99.3% received a timely response. That is 12.0 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

In 2025, Ameris Bank reported 17,969 home-loan applications under HMDA (LEI IUGPUX5LWRZ3B6KIZ697): 13,184 originated ($4,919,840,000 total), 1,558 denied, and 3,098 withdrawn or closed by the applicant. Its denial rate on decided applications was 10.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Ameris Bank

Former names

American Banking Company

Type

State-chartered bank

FDIC certificate #

20504

RSSD ID

764030

Primary regulator

FDIC

Holding company

Ameris Bcorp

Established

October 1, 1971

Headquarters

3490 Piedmont Rd Ne, Atlanta, GA 30305

Website

www.amerisbank.com

Employees

2,650