Side-by-side · Q2 2026 data
Ameris Bank vs First Port City Bank
Metric by metric
| Measure | Ameris Bank | First Port City Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 64 (stronger) | 55 |
| Loan quality | 81 (stronger) | 65 |
| Earnings | 69 | 83 (stronger) |
| Funding & liquidity | 28 | 52 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 63rd | 31st |
| Total assets | $28.4B | $623.9M |
| Deposits / shares | $22.7B | $557.5M |
| Capital ratio | 11.41% (stronger) | 10.49% |
| Problem loans | 0.57% (stronger) | 1.04% |
| Net charge-offs | 0.20% | 0.09% (stronger) |
| Return on assets | 1.23% | 1.56% (stronger) |
| Loans ÷ deposits | 98.3% | 86.6% (stronger) |
| Uninsured deposits | 45.6% | 34.9% (stronger) |
| Offices | 164 | 5 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Ameris Bank has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 3 and First Port City Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Donalsonville, GA