Side-by-side · Q2 2026 data
Ameris Bank vs Florida Credit Union
Metric by metric
| Measure | Ameris Bank | Florida Credit Union |
|---|---|---|
| TellerScore | 67 | 75 (stronger) |
| Capital cushion | 64 | 77 (stronger) |
| Loan quality | 81 (stronger) | 73 |
| Earnings | 69 | 77 (stronger) |
| Funding & liquidity | 28 | 64 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 63rd | 75th |
| Total assets | $28.4B | $2.8B |
| Deposits / shares | $22.7B | $2.4B |
| Capital ratio | 11.41% | 12.70% (stronger) |
| Problem loans | 0.57% (stronger) | 0.80% |
| Net charge-offs | 0.20% (stronger) | 0.97% |
| Return on assets | 1.23% | 1.42% (stronger) |
| Loans ÷ deposits | 98.3% | 96.3% (stronger) |
| Uninsured deposits | 45.6% | 12.1% (stronger) |
| Offices | 164 | 15 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | 70.0% |
Florida Credit Union has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 2 and Florida Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.