Side-by-side · Q2 2026 data
Ameris Bank vs Intracoastal Bank
Metric by metric
| Measure | Ameris Bank | Intracoastal Bank |
|---|---|---|
| TellerScore | 67 | 73 (stronger) |
| Capital cushion | 64 (stronger) | 48 |
| Loan quality | 81 | 99 (stronger) |
| Earnings | 69 | 76 (stronger) |
| Funding & liquidity | 28 | 59 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 63rd | 53rd |
| Total assets | $28.4B | $573.2M |
| Deposits / shares | $22.7B | $518.6M |
| Capital ratio | 11.41% (stronger) | 9.77% |
| Problem loans | 0.57% | 0.04% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.23% | 1.39% (stronger) |
| Loans ÷ deposits | 98.3% | 77.8% (stronger) |
| Uninsured deposits | 45.6% | 35.6% (stronger) |
| Offices | 164 | 2 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | — |
Intracoastal Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 1 and Intracoastal Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.