Side-by-side · Q2 2026 data
Ameris Bank vs PeoplesSouth Bank
Metric by metric
| Measure | Ameris Bank | PeoplesSouth Bank |
|---|---|---|
| TellerScore | 67 | 69 (stronger) |
| Capital cushion | 64 (stronger) | 54 |
| Loan quality | 81 (stronger) | 66 |
| Earnings | 69 | 81 (stronger) |
| Funding & liquidity | 28 | 80 (stronger) |
| Problem-loan coverage | 94 (stronger) | 80 |
| Peer percentile | 63rd | 53rd |
| Total assets | $28.4B | $1.2B |
| Deposits / shares | $22.7B | $1.1B |
| Capital ratio | 11.41% (stronger) | 10.45% |
| Problem loans | 0.57% (stronger) | 1.02% |
| Net charge-offs | 0.20% | 0.01% (stronger) |
| Return on assets | 1.23% | 1.53% (stronger) |
| Loans ÷ deposits | 98.3% | 77.1% (stronger) |
| Uninsured deposits | 45.6% | 18.1% (stronger) |
| Offices | 164 | 34 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | 5.5% |
PeoplesSouth Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 2 and PeoplesSouth Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dothan, AL
- Panama City, FL
- Tallahassee, FL
- Macon, GA
- Abbeville, AL
- Albany, GA
- Colquitt, GA
- Donalsonville, GA
- Panama City Beach, FL
- Eufaula, AL
- Blountstown, FL
- Lynn Haven, FL