Side-by-side · Q2 2026 data
Ameris Bank vs South Georgia Bank
Metric by metric
| Measure | Ameris Bank | South Georgia Bank |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 64 (stronger) | 56 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 69 | 94 (stronger) |
| Funding & liquidity | 28 | 81 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 63rd | 80th |
| Total assets | $28.4B | $269.5M |
| Deposits / shares | $22.7B | $241.3M |
| Capital ratio | 11.41% (stronger) | 10.60% |
| Problem loans | 0.57% | 0.16% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.24% |
| Return on assets | 1.23% | 1.85% (stronger) |
| Loans ÷ deposits | 98.3% | 55.4% (stronger) |
| Uninsured deposits | 45.6% | 32.4% (stronger) |
| Offices | 164 | 5 |
| CFPB complaints (3 yrs) | 272 | — |
| Complaints per $1B deposits | 12.0 | — |
| Mortgage denial rate (HMDA) | 10.5% | 2.4% |
South Georgia Bank has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Ameris Bank leads on 2 and South Georgia Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Augusta, GA
- Hinesville, GA