Side-by-side · Q2 2026 data
AMG National Trust Bank vs On Tap Credit Union
Metric by metric
| Measure | AMG National Trust Bank | On Tap Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 42 |
| Loan quality | 99 (stronger) | 54 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 | 71 (stronger) |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 98th | 34th |
| Total assets | $722.9M | $474.0M |
| Deposits / shares | $591.6M | $391.8M |
| Capital ratio | 15.37% (stronger) | 9.21% |
| Problem loans | 0.04% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.46% |
| Return on assets | 2.42% (stronger) | 2.26% |
| Loans ÷ deposits | 46.1% (stronger) | 78.1% |
| Uninsured deposits | 48.7% | 25.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.2% |
AMG National Trust Bank has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), AMG National Trust Bank leads on 6 and On Tap Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.