Side-by-side · Q2 2026 data
Amherst Federal Credit Union vs Sweet Home Federal Credit Union
Metric by metric
| Measure | Amherst Federal Credit Union | Sweet Home Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 79 (stronger) |
| Capital cushion | 53 | 83 (stronger) |
| Loan quality | 61 (stronger) | 52 |
| Earnings | 71 | 84 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 38th | 62nd |
| Total assets | $44.0M | $45.4M |
| Deposits / shares | $39.4M | $39.3M |
| Capital ratio | 10.25% | 13.29% (stronger) |
| Problem loans | 1.17% (stronger) | 1.44% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 1.27% | 1.61% (stronger) |
| Loans ÷ deposits | 55.0% | 53.5% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 4.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweet Home Federal Credit Union has the higher TellerScore (79 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Amherst Federal Credit Union leads on 3 and Sweet Home Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.