TellerScore

Side-by-side · Q2 2026 data

Amoco Federal Credit Union vs Datcu Credit Union

Credit union

Amoco Federal Credit Union

Texas City, Texas · $1 billion – $10 billion

55of 100
Moderate

Credit union

Datcu Credit Union

Denton, Texas · $1 billion – $10 billion

89of 100
Very strong

Metric by metric

MeasureAmoco Federal Credit UnionDatcu Credit Union
TellerScore5589 (stronger)
Capital cushion42100 (stronger)
Loan quality6996 (stronger)
Earnings3483 (stronger)
Funding & liquidity67 (stronger)55
Problem-loan coverage7998 (stronger)
Peer percentile13th97th
Total assets$1.5B$1.8B
Deposits / shares$1.3B$1.5B
Capital ratio9.20%17.19% (stronger)
Problem loans0.93%0.13% (stronger)
Net charge-offs0.72%0.69% (stronger)
Return on assets0.36%1.57% (stronger)
Loans ÷ deposits93.2% (stronger)105.5%
Uninsured deposits10.0%5.0% (stronger)
Offices314
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Datcu Credit Union has the higher TellerScore (89 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Amoco Federal Credit Union leads on 1 and Datcu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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