Side-by-side · Q2 2026 data
Amoco Federal Credit Union vs Firstlight Federal Credit Union
Metric by metric
| Measure | Amoco Federal Credit Union | Firstlight Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 68 (stronger) |
| Capital cushion | 42 | 53 (stronger) |
| Loan quality | 69 | 84 (stronger) |
| Earnings | 34 | 57 (stronger) |
| Funding & liquidity | 67 | 67 |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 13th | 50th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 9.20% | 10.33% (stronger) |
| Problem loans | 0.93% | 0.48% (stronger) |
| Net charge-offs | 0.72% (stronger) | 1.48% |
| Return on assets | 0.36% | 0.92% (stronger) |
| Loans ÷ deposits | 93.2% | 92.8% (stronger) |
| Uninsured deposits | 10.0% (stronger) | 12.0% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 52.6% |
Firstlight Federal Credit Union has the higher TellerScore (68 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Amoco Federal Credit Union leads on 2 and Firstlight Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.