Side-by-side · Q2 2026 data
Amoco Federal Credit Union vs Red River Employees Federal Credit Union
Credit union
Red River Employees Federal Credit Union
Texarkana, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Amoco Federal Credit Union | Red River Employees Federal Credit Union |
|---|---|---|
| TellerScore | 55 | 77 (stronger) |
| Capital cushion | 42 | 89 (stronger) |
| Loan quality | 69 | 69 |
| Earnings | 34 | 66 (stronger) |
| Funding & liquidity | 67 | 71 (stronger) |
| Problem-loan coverage | 79 | 89 (stronger) |
| Peer percentile | 13th | 82nd |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 9.20% | 13.86% (stronger) |
| Problem loans | 0.93% (stronger) | 0.94% |
| Net charge-offs | 0.72% | 0.65% (stronger) |
| Return on assets | 0.36% | 1.16% (stronger) |
| Loans ÷ deposits | 93.2% | 89.5% (stronger) |
| Uninsured deposits | 10.0% | 8.1% (stronger) |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.0% |
Red River Employees Federal Credit Union has the higher TellerScore (77 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Amoco Federal Credit Union leads on 1 and Red River Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.