Side-by-side · Q2 2026 data
Ampot Federal Credit Union vs N. Mississippi Health Services Emp. Federal Credit Union
Credit union
Ampot Federal Credit Union
Hamilton, Mississippi · Under $100 million in assets
Credit union
N. Mississippi Health Services Emp. Federal Credit Union
Tupelo, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Ampot Federal Credit Union | N. Mississippi Health Services Emp. Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 97 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 39 | 100 (stronger) |
| Earnings | 0 | 85 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 83 | 100 (stronger) |
| Peer percentile | 11th | 98th |
| Total assets | $15.2M | $14.0M |
| Deposits / shares | $13.5M | $11.1M |
| Capital ratio | 11.20% | 20.95% (stronger) |
| Problem loans | 1.84% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.11% (stronger) |
| Return on assets | -1.81% | 1.63% (stronger) |
| Loans ÷ deposits | 57.9% (stronger) | 62.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N. Mississippi Health Services Emp. Federal Credit Union has the higher TellerScore (97 vs 52). On the 6 directional measures above (where higher or lower is clearly better), Ampot Federal Credit Union leads on 1 and N. Mississippi Health Services Emp. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.