TellerScore

Side-by-side · Q2 2026 data

Anahuac National Bank vs Shell Federal Credit Union

Bank

Anahuac National Bank

Anahuac, Texas · $100 million – $1 billion

68of 100
Moderate

Credit union

Shell Federal Credit Union

Deer Park, Texas · $1 billion – $10 billion

79of 100
Strong

Metric by metric

MeasureAnahuac National BankShell Federal Credit Union
TellerScore6879 (stronger)
Capital cushion5184 (stronger)
Loan quality88 (stronger)76
Earnings5876 (stronger)
Funding & liquidity6571 (stronger)
Problem-loan coverage95 (stronger)91
Peer percentile37th86th
Total assets$266.4M$2.1B
Deposits / shares$255.1M$1.7B
Capital ratio10.08%13.39% (stronger)
Problem loans0.37% (stronger)0.71%
Net charge-offs0.07% (stronger)1.05%
Return on assets0.96%1.40% (stronger)
Loans ÷ deposits32.5% (stronger)89.4%
Uninsured deposits46.3%6.6% (stronger)
Offices59
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—47.3%

Shell Federal Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Anahuac National Bank leads on 3 and Shell Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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