Side-by-side · Q2 2026 data
Anderson County Federal Credit Union vs Cherokee County Federal Credit Union
Credit union
Anderson County Federal Credit Union
Palestine, Texas · Under $100 million in assets
Metric by metric
| Measure | Anderson County Federal Credit Union | Cherokee County Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 100 | 100 |
| Loan quality | 23 | 63 (stronger) |
| Earnings | 89 (stronger) | 59 |
| Funding & liquidity | 100 (stronger) | 76 |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 59th | 59th |
| Total assets | $27.3M | $44.8M |
| Deposits / shares | $22.6M | $32.6M |
| Capital ratio | 17.24% | 27.28% (stronger) |
| Problem loans | 2.32% | 1.11% (stronger) |
| Net charge-offs | 0.20% (stronger) | 1.08% |
| Return on assets | 1.73% (stronger) | 0.98% |
| Loans ÷ deposits | 40.2% (stronger) | 84.7% |
| Uninsured deposits | 10.5% | 1.4% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Anderson County Federal Credit Union leads on 3 and Cherokee County Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rusk, TX