TellerScore

Side-by-side · Q2 2026 data

Anderson State Bank vs United Equity Credit Union

Bank

Anderson State Bank

Oneida, Illinois · $100 million – $1 billion

96of 100
Very strong

Credit union

United Equity Credit Union

Decatur, Illinois · Under $100 million in assets

94of 100
Very strong

Metric by metric

MeasureAnderson State BankUnited Equity Credit Union
TellerScore96 (stronger)94
Capital cushion100100
Loan quality100 (stronger)92
Earnings8287 (stronger)
Funding & liquidity98 (stronger)88
Problem-loan coverage100 (stronger)99
Peer percentile99th95th
Total assets$108.9M$66.2M
Deposits / shares$90.3M$53.7M
Capital ratio17.31%18.66% (stronger)
Problem loans0.00% (stronger)0.23%
Net charge-offs0.02% (stronger)0.21%
Return on assets1.54%1.68% (stronger)
Loans ÷ deposits51.0% (stronger)72.5%
Uninsured deposits17.2%0.0% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Anderson State Bank has the higher TellerScore (96 vs 94). On the 7 directional measures above (where higher or lower is clearly better), Anderson State Bank leads on 4 and United Equity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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