Anderson State Bank (FDIC certificate #10858) is based in Oneida, Illinois. Its Q2 2026 call report shows $108.9M in total assets and $90.3M in deposits and 1 office.
Based on its Q2 2026 filing, Anderson State Bank scores 96/100, which we describe as very strong. That is higher than 99% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 4th. Its strongest component is capital cushion (100/100; 17.31%), and its lowest is earnings (82/100; 1.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (93 → 96), mostly because the earnings component improved by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 93 |
| Q3 2024 | 92 |
| Q4 2024 | 93 |
| Q1 2025 | 92 |
| Q2 2025 | 93 |
| Q3 2025 | 92 |
| Q4 2025 | 94 |
| Q1 2026 | 96 |
| Q2 2026 | 96 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.81% |
| Q3 2024 | 15.84% |
| Q4 2024 | 15.68% |
| Q1 2025 | 16.02% |
| Q2 2025 | 15.81% |
| Q3 2025 | 15.88% |
| Q4 2025 | 16.46% |
| Q1 2026 | 17.56% |
| Q2 2026 | 17.31% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.18% |
| Q3 2024 | 1.15% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.12% |
| Q2 2025 | 1.16% |
| Q3 2025 | 1.25% |
| Q4 2025 | 1.25% |
| Q1 2026 | 1.52% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 96 | $108.9M | 17.31% | 0.00% | 1.54% | 51.0% |
| Q1 2026 | 96 | $107.4M | 17.56% | 0.00% | 1.52% | 52.8% |
| Q4 2025 | 94 | $104.1M | 16.46% | 0.00% | 1.25% | 53.9% |
| Q3 2025 | 92 | $117.5M | 15.88% | 0.00% | 1.25% | 46.1% |
| Q2 2025 | 93 | $112.6M | 15.81% | 0.00% | 1.16% | 46.2% |
| Q1 2025 | 92 | $111.2M | 16.02% | 0.00% | 1.12% | 45.0% |
| Q4 2024 | 93 | $104.9M | 15.68% | 0.00% | 1.13% | 42.9% |
| Q3 2024 | 92 | $110.5M | 15.84% | 0.00% | 1.15% | 40.6% |
| Q2 2024 | 93 | $105.5M | 15.81% | 0.00% | 1.18% | 42.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nashville Savings BankBank Nashville, IL | 84 out of 100, Strong | $107.9M | 12.9% | 0.00% | vs |
| Midland Federal Savings and Loan AssociationBank Bridgeview, IL | 51 out of 100, Below average | $111.2M | 8.5% | 1.00% | vs |
| Anna State BankBank Anna, IL | 81 out of 100, Strong | $111.6M | 12.5% | 0.02% | vs |
| Central Savings, f.s.b.Bank Chicago, IL | 75 out of 100, Strong | $111.9M | 25.5% | 0.57% | vs |
| First State Bank of Beecher CityBank Beecher City, IL | 88 out of 100, Very strong | $112.2M | 16.0% | 0.81% | vs |
| Exchange State BankBank Lanark, IL | 83 out of 100, Strong | $112.7M | 11.5% | 0.05% | vs |
Deposit insurance
Is my money safe at Anderson State Bank?
Yes. Anderson State Bank is an FDIC-insured institution (FDIC certificate #10858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.2% of deposits ($15.6M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 17.31%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Anderson State Bank lists 1 office in 1 city. Most locations:
- Oneida, IL (1)
Identity & history
Profile
- Legal name
- Anderson State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 10858
- RSSD ID
- 916343
- Primary regulator
- FDIC
- Holding company
- Anderson Bcorp Inc
- Established
- February 17, 1917
- Headquarters
- 111 W Highway St, Oneida, IL 61467
- Website
- www.andersonstatebank.com
- Employees
- 8
Quick answers
Anderson State Bank: common questions
Is Anderson State Bank FDIC insured?
Yes. Anderson State Bank is an FDIC-insured institution (FDIC certificate #10858). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Anderson State Bank's TellerScore?
96 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Anderson State Bank ever failed?
There is no failure record for FDIC certificate #10858 in the FDIC failed bank list.
How many branches does Anderson State Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Oneida
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Galesburg Burlington Credit UnionCredit union Galesburg, IL | 96 out of 100, Very strong | $56.8M | 28.5% | 0.23% | vs |
| United Equity Credit UnionCredit union Decatur, IL | 94 out of 100, Very strong | $66.2M | 18.7% | 0.23% | vs |
| State Bank of ToulonBank Toulon, IL | 77 out of 100, Strong | $343.4M | 10.5% | 0.13% | vs |
| Union Federal Savings and Loan AssociationBank Kewanee, IL | 77 out of 100, Strong | $145.6M | 16.5% | 0.51% | vs |
| Farmers State Bank of Western IllinoisBank Alpha, IL | 74 out of 100, Strong | $167.3M | 14.1% | 1.74% | vs |
| Tompkins State BankBank Avon, IL | 73 out of 100, Strong | $303.5M | 9.8% | 0.20% | vs |