Side-by-side · Q2 2026 data
Andrew Johnson Bank vs Clinchfield Federal Credit Union
Metric by metric
| Measure | Andrew Johnson Bank | Clinchfield Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 62 | 75 (stronger) |
| Loan quality | 72 | 92 (stronger) |
| Earnings | 82 (stronger) | 62 |
| Funding & liquidity | 71 | 100 (stronger) |
| Problem-loan coverage | 89 | 98 (stronger) |
| Peer percentile | 53rd | 83rd |
| Total assets | $611.9M | $140.3M |
| Deposits / shares | $545.9M | $122.8M |
| Capital ratio | 11.24% | 12.49% (stronger) |
| Problem loans | 0.83% | 0.25% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 1.54% (stronger) | 1.05% |
| Loans ÷ deposits | 81.8% | 54.6% (stronger) |
| Uninsured deposits | 21.9% | 3.1% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Clinchfield Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Andrew Johnson Bank leads on 2 and Clinchfield Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.