TellerScore

Andrew Johnson Bank is a state-chartered bank headquartered in Greeneville, Tennessee, in business for about 51 years. At the end of Q2 2026 it reported $611.9M in total assets and $545.9M in deposits, with 8 offices.

Based on its Q2 2026 filing, Andrew Johnson Bank scores 73/100, which we describe as strong. That is higher than 53% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 43rd. Its strongest component is problem-loan coverage (89/100; 5.4%), and its lowest is capital cushion (62/100; 11.24%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Tier 1 leverage ratio: 11.24%
Loan quality72/100
Noncurrent loans ÷ total loans: 0.83%
Earnings82/100
Return on assets (annualized): 1.54%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 81.8% · 21.9% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.41%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (68 → 73), mostly because the capital cushion component improved by 9 points.

TellerScore
646973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202472
Q4 202473
Q1 202567
Q2 202568
Q3 202568
Q4 202569
Q1 202664
Q2 202673
Tier 1 leverage ratio
5.00%8.12%11.24%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.90%
Q3 20249.93%
Q4 202410.16%
Q1 202510.30%
Q2 202510.29%
Q3 202510.36%
Q4 202510.58%
Q1 202610.70%
Q2 202611.24%
Noncurrent loans
0.06%0.78%1.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.06%
Q3 20240.08%
Q4 20240.06%
Q1 20250.91%
Q2 20250.88%
Q3 20250.88%
Q4 20250.86%
Q1 20261.50%
Q2 20260.83%
Return on assets
0.98%1.26%1.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.98%
Q3 20241.00%
Q4 20241.06%
Q1 20251.28%
Q2 20251.34%
Q3 20251.36%
Q4 20251.32%
Q1 20261.47%
Q2 20261.54%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$611.9M11.24%0.83%1.54%81.8%
Q1 202664$626.1M10.70%1.50%1.47%77.1%
Q4 202569$613.8M10.58%0.86%1.32%79.5%
Q3 202568$615.9M10.36%0.88%1.36%78.9%
Q2 202568$603.3M10.29%0.88%1.34%79.6%
Q1 202567$596.0M10.30%0.91%1.28%78.2%
Q4 202473$574.2M10.16%0.06%1.06%80.3%
Q3 202472$584.3M9.93%0.08%1.00%78.3%
Q2 202472$573.3M9.90%0.06%0.98%78.3%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.24%
54th
Total risk-based capital17.36%
79th
Problem loans0.83%
33rd
Net charge-offs0.00%
68th
Return on assets1.54%
68th
Net interest margin4.33%
72nd
Efficiency ratio53.8%
75th
Loans to deposits81.8%
46th
Uninsured deposits21.9%
57th
Loan-loss reserves1.59%
83rd
Texas ratio5.4%
33rd

Similar-size banks in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Wayne County BankBank Waynesboro, TN84 out of 100, Strong$595.1M13.6%0.72%vs
BankTennesseeBank Collierville, TN58 out of 100, Moderate$630.3M9.7%1.20%vs
INSOUTH BankBank Brownsville, TN42 out of 100, Below average$591.9M8.5%2.29%vs
TriStar BankBank Dickson, TN64 out of 100, Moderate$562.7M9.8%0.61%vs
CBBC BankBank Maryville, TN89 out of 100, Very strong$562.1M14.2%0.01%vs
Carroll Bank and TrustBank Huntingdon, TN52 out of 100, Below average$662.1M8.2%1.36%vs

Deposit insurance

Is my money safe at Andrew Johnson Bank?

Yes. Andrew Johnson Bank is an FDIC-insured institution (FDIC certificate #22015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.9% of deposits ($119.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.24%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.36% (benchmark: 10%).

Check how much of your own balance is covered

8 locations

Branches

Andrew Johnson Bank lists 8 offices in 5 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Andrew Johnson Bank
Former names
City & County Bank of Greene County
Type
State-chartered bank
FDIC certificate #
22015
RSSD ID
361439
Primary regulator
FDIC
Holding company
Andrew Johnson Bancshares Inc
Established
May 12, 1975
Headquarters
124 N Main St, Greeneville, TN 37743
Employees
98

Quick answers

Andrew Johnson Bank: common questions

Is Andrew Johnson Bank FDIC insured?

Yes. Andrew Johnson Bank is an FDIC-insured institution (FDIC certificate #22015). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Andrew Johnson Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Andrew Johnson Bank ever failed?

There is no failure record for FDIC certificate #22015 in the FDIC failed bank list.

How many branches does Andrew Johnson Bank have?

8 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Greeneville

InstitutionScoreAssetsCapitalProblem loansCompare
Kingsport Press Credit UnionCredit union Kingsport, TN92 out of 100, Very strong$95.6M16.4%0.40%vs
Eastman Credit UnionCredit union Kingsport, TN91 out of 100, Very strong$10.2B14.9%0.31%vs
Greeneville City Employees' Credit UnionCredit union Greeneville, TN90 out of 100, Very strong$13.9M29.5%0.32%vs
Greeneville Works Empls. Sav. Assn. Credit UnionCredit union Greeneville, TN86 out of 100, Very strong$1.8M52.1%0.00%vs
Clinchfield Federal Credit UnionCredit union Erwin, TN83 out of 100, Strong$140.3M12.5%0.25%vs
Centennial BankBank Conway, AR79 out of 100, Strong$24.6B12.6%0.55%vs