Side-by-side · Q2 2026 data
Andrew Johnson Bank vs INSOUTH Bank
Metric by metric
| Measure | Andrew Johnson Bank | INSOUTH Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 42 |
| Capital cushion | 62 (stronger) | 35 |
| Loan quality | 72 (stronger) | 24 |
| Earnings | 82 (stronger) | 54 |
| Funding & liquidity | 71 (stronger) | 59 |
| Problem-loan coverage | 89 (stronger) | 57 |
| Peer percentile | 53rd | 3rd |
| Total assets | $611.9M | $591.9M |
| Deposits / shares | $545.9M | $502.8M |
| Capital ratio | 11.24% (stronger) | 8.48% |
| Problem loans | 0.83% (stronger) | 2.29% |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 1.54% (stronger) | 0.84% |
| Loans ÷ deposits | 81.8% (stronger) | 90.3% |
| Uninsured deposits | 21.9% (stronger) | 24.5% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Andrew Johnson Bank has the higher TellerScore (73 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Andrew Johnson Bank leads on 7 and INSOUTH Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.