Side-by-side · Q2 2026 data
Andrews Federal Credit Union vs Municipal Empl.Credit Union of Balt
Credit union
Municipal Empl.Credit Union of Balt
Baltimore, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Andrews Federal Credit Union | Municipal Empl.Credit Union of Balt |
|---|---|---|
| TellerScore | 53 | 62 (stronger) |
| Capital cushion | 56 | 80 (stronger) |
| Loan quality | 50 (stronger) | 45 |
| Earnings | 36 (stronger) | 31 |
| Funding & liquidity | 58 | 84 (stronger) |
| Problem-loan coverage | 77 | 84 (stronger) |
| Peer percentile | 10th | 30th |
| Total assets | $2.7B | $1.3B |
| Deposits / shares | $2.0B | $1.1B |
| Capital ratio | 10.62% | 12.97% (stronger) |
| Problem loans | 1.51% (stronger) | 1.66% |
| Net charge-offs | 0.33% (stronger) | 0.96% |
| Return on assets | 0.41% (stronger) | 0.28% |
| Loans ÷ deposits | 102.3% | 75.8% (stronger) |
| Uninsured deposits | 10.4% | 8.3% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Municipal Empl.Credit Union of Balt has the higher TellerScore (62 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Andrews Federal Credit Union leads on 3 and Municipal Empl.Credit Union of Balt on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.