TellerScore

Andrews Federal Credit Union (NCUA charter #5754) is based in Suitland, Maryland. Its Q2 2026 call report shows $2.7B in total assets and $2.0B in member shares and deposits and 9 offices across 4 states.

Andrews Federal Credit Union has a TellerScore of 53 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 454 credit unions with $1 billion – $10 billion. Among 60 credit unions headquartered in Maryland, it ranks 51st. Problem-loan coverage contributes the most (77/100, 11.5%); earnings contributes the least (36/100, 0.41%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.62%
Loan quality50/100
Loans 60+ days delinquent ÷ total loans: 1.51%
Earnings36/100
Return on assets (annualized): 0.41%
Funding & liquidity58/100
Loans ÷ shares: 102.3% · 10.4% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.52%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 53).

TellerScore
505356Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202454
Q3 202455
Q4 202450
Q1 202556
Q2 202553
Q3 202554
Q4 202553
Q1 202655
Q2 202653
Net worth ratio
7.00%8.98%10.96%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.12%
Q3 202410.64%
Q4 202410.84%
Q1 202510.81%
Q2 202510.84%
Q3 202510.96%
Q4 202510.84%
Q1 202610.88%
Q2 202610.62%
Delinquent loans (60+ days)
1.33%1.62%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.52%
Q3 20241.46%
Q4 20241.91%
Q1 20251.33%
Q2 20251.71%
Q3 20251.75%
Q4 20251.74%
Q1 20261.40%
Q2 20261.51%
Return on assets
0.33%0.47%0.61%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.61%
Q3 20240.59%
Q4 20240.50%
Q1 20250.33%
Q2 20250.38%
Q3 20250.50%
Q4 20250.51%
Q1 20260.36%
Q2 20260.41%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$2.7B10.62%1.51%0.41%102.3%
Q1 202655$2.6B10.88%1.40%0.36%99.6%
Q4 202553$2.6B10.84%1.74%0.51%99.6%
Q3 202554$2.5B10.96%1.75%0.50%96.4%
Q2 202553$2.5B10.84%1.71%0.38%95.4%
Q1 202556$2.5B10.81%1.33%0.33%96.0%
Q4 202450$2.4B10.84%1.91%0.50%101.5%
Q3 202455$2.5B10.64%1.46%0.59%101.9%
Q2 202454$2.6B10.12%1.52%0.61%97.3%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.62%
43rd
Problem loans1.51%
9th
Net charge-offs0.33%
72nd
Return on assets0.41%
17th
Loans to deposits102.3%
10th
Uninsured deposits10.4%
37th
Loan-loss reserves0.00%
50th
Texas ratio11.5%
11th

Similar-size credit unions in Maryland

InstitutionScoreAssetsCapitalProblem loansCompare
Aberdeen Proving Ground Federal Credit UnionCredit union Aberdeen, MD64 out of 100, Moderate$2.7B9.3%0.53%vs
Lafayette Federal Credit UnionCredit union Rockville, MD53 out of 100, Below average$2.1B12.4%2.33%vs
First Financial of Maryland Federal Credit UnionCredit union Sparks, MD79 out of 100, Strong$1.4B16.7%0.54%vs
Educational Systems Federal Credit UnionCredit union Greenbelt, MD69 out of 100, Moderate$1.4B10.8%0.52%vs
Municipal Empl.Credit Union of BaltCredit union Baltimore, MD62 out of 100, Moderate$1.3B13.0%1.66%vs
Point Breeze Credit UnionCredit union Hunt Valley, MD78 out of 100, Strong$1.1B14.0%0.32%vs

Deposit insurance

Is my money safe at Andrews Federal Credit Union?

Yes. Andrews Federal Credit Union is a federally insured credit union (NCUA charter #5754). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.4% of shares and deposits ($212.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.62%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

9 locations

Branches

Andrews Federal Credit Union lists 9 offices in 9 cities across 4 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Andrews Federal Credit Union reported 427 home-loan applications under HMDA (LEI 549300D2OYT7VTDY6Z20): 269 originated ($63,125,000 total), 36 denied, and 119 withdrawn or closed by the applicant. Its denial rate on decided applications was 11.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Andrews Federal Credit Union
Type
Federal credit union
NCUA charter #
5754
RSSD ID
574275
Primary regulator
NCUA
Established
1948
Headquarters
5711 Allentown Rd, Suitland, MD 20746
Employees
315

Quick answers

Andrews Federal Credit Union: common questions

Is Andrews Federal Credit Union NCUA insured?

Yes. Andrews Federal Credit Union is a federally insured credit union (NCUA charter #5754). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Andrews Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Andrews Federal Credit Union have?

9 offices as of the latest NCUA data, in 4 states.

Nearby

Highest-scoring banks and credit unions with branches near Suitland

InstitutionScoreAssetsCapitalProblem loansCompare
Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA100 out of 100, Very strong$370K17.4%0.00%vs
None Suffer Lack Federal Credit UnionCredit union Suitland, MD99 out of 100, Very strong$27.9M20.1%0.12%vs
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Mt Gilead Federal Credit UnionCredit union Washington, DC93 out of 100, Very strong$78K17.5%0.00%vs
Mt. Airy Baptist Church Federal Credit UnionCredit union Washington, DC86 out of 100, Very strong$1.1M42.0%1.55%vs
First Baptist Church of Vienna (Va) Federal Credit UnionCredit union Vienna, VA85 out of 100, Very strong$1.1M14.4%0.00%vs