Side-by-side · Q2 2026 data
Andrews School Federal Credit Union vs First Basin Credit Union
Metric by metric
| Measure | Andrews School Federal Credit Union | First Basin Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 84 | 90 (stronger) |
| Earnings | 50 (stronger) | 44 |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 75th | 66th |
| Total assets | $6.7M | $343.2M |
| Deposits / shares | $4.8M | $278.5M |
| Capital ratio | 28.20% (stronger) | 11.46% |
| Problem loans | 0.47% | 0.29% (stronger) |
| Net charge-offs | 0.37% (stronger) | 0.67% |
| Return on assets | 0.75% (stronger) | 0.59% |
| Loans ÷ deposits | 73.2% | 57.0% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.7% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 38.5% |
Andrews School Federal Credit Union has the higher TellerScore (84 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Andrews School Federal Credit Union leads on 5 and First Basin Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Andrews, TX