Side-by-side · Q2 2026 data
Androscoggin Savings Bank vs Central Maine Federal Credit Union
Metric by metric
| Measure | Androscoggin Savings Bank | Central Maine Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 58 | 97 (stronger) |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 47 (stronger) | 37 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 40th | 80th |
| Total assets | $1.8B | $145.5M |
| Deposits / shares | $1.4B | $124.1M |
| Capital ratio | 10.76% | 14.66% (stronger) |
| Problem loans | 0.48% (stronger) | 0.66% |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 0.67% (stronger) | 0.41% |
| Loans ÷ deposits | 102.2% | 37.4% (stronger) |
| Uninsured deposits | 14.1% | 9.2% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | — |
Central Maine Federal Credit Union has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Androscoggin Savings Bank leads on 3 and Central Maine Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.