Side-by-side · Q2 2026 data
Androscoggin Savings Bank vs Machias Savings Bank
Metric by metric
| Measure | Androscoggin Savings Bank | Machias Savings Bank |
|---|---|---|
| TellerScore | 66 | 73 (stronger) |
| Capital cushion | 58 | 71 (stronger) |
| Loan quality | 84 | 87 (stronger) |
| Earnings | 47 | 59 (stronger) |
| Funding & liquidity | 58 | 61 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 40th | 70th |
| Total assets | $1.8B | $2.7B |
| Deposits / shares | $1.4B | $2.3B |
| Capital ratio | 10.76% | 12.12% (stronger) |
| Problem loans | 0.48% | 0.40% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 0.67% | 0.99% (stronger) |
| Loans ÷ deposits | 102.2% | 98.2% (stronger) |
| Uninsured deposits | 14.1% (stronger) | 16.4% |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 23.7% |
Machias Savings Bank has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Androscoggin Savings Bank leads on 2 and Machias Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.