Side-by-side · Q2 2026 data
Aneca Federal Credit Union vs Meritus Federal Credit Union
Metric by metric
| Measure | Aneca Federal Credit Union | Meritus Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 68 (stronger) |
| Capital cushion | 75 | 82 (stronger) |
| Loan quality | 60 | 78 (stronger) |
| Earnings | 50 (stronger) | 14 |
| Funding & liquidity | 53 | 81 (stronger) |
| Problem-loan coverage | 73 | 93 (stronger) |
| Peer percentile | 29th | 45th |
| Total assets | $274.0M | $246.0M |
| Deposits / shares | $190.9M | $208.8M |
| Capital ratio | 12.46% | 13.24% (stronger) |
| Problem loans | 1.21% | 0.67% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.82% |
| Return on assets | 0.75% (stronger) | -0.15% |
| Loans ÷ deposits | 107.2% | 79.2% (stronger) |
| Uninsured deposits | 9.3% | 1.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.4% | 28.1% |
Meritus Federal Credit Union has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Aneca Federal Credit Union leads on 2 and Meritus Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.