TellerScore

Aneca Federal Credit Union is a federal credit union headquartered in Shreveport, Louisiana, in business for about 87 years. At the end of Q2 2026 it reported $274.0M in total assets and $190.9M in member shares and deposits, with 1 office.

Based on its Q2 2026 filing, Aneca Federal Credit Union scores 63/100, which we describe as moderate. That is higher than only 29% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 91st. Its strongest component is capital cushion (75/100; 12.46%), and its lowest is earnings (50/100; 0.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.46%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.21%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity53/100
Loans ÷ shares: 107.2% · 9.3% uninsured
Problem-loan coverage73/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 13.64%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (70 → 63), mostly because the capital cushion component weakened by 16 points.

TellerScore
586572Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202472
Q4 202463
Q1 202571
Q2 202570
Q3 202563
Q4 202558
Q1 202666
Q2 202663
Net worth ratio
7.00%10.80%14.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.61%
Q3 202414.07%
Q4 202413.64%
Q1 202513.92%
Q2 202514.05%
Q3 202513.49%
Q4 202513.04%
Q1 202612.52%
Q2 202612.46%
Delinquent loans (60+ days)
0.37%0.98%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.55%
Q3 20240.37%
Q4 20240.97%
Q1 20250.65%
Q2 20250.76%
Q3 20251.32%
Q4 20251.59%
Q1 20260.72%
Q2 20261.21%
Return on assets
0.09%0.42%0.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.28%
Q3 20240.19%
Q4 20240.09%
Q1 20250.56%
Q2 20250.41%
Q3 20250.45%
Q4 20250.35%
Q1 20260.65%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202663$274.0M12.46%1.21%0.75%107.2%
Q1 202666$267.7M12.52%0.72%0.65%112.7%
Q4 202558$253.8M13.04%1.59%0.35%116.6%
Q3 202563$245.2M13.49%1.32%0.45%113.9%
Q2 202570$232.9M14.05%0.76%0.41%117.9%
Q1 202571$234.0M13.92%0.65%0.56%118.5%
Q4 202463$236.4M13.64%0.97%0.09%118.7%
Q3 202472$230.4M14.07%0.37%0.19%115.6%
Q2 202472$221.8M14.61%0.55%0.28%109.9%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.46%
63rd
Problem loans1.21%
21st
Net charge-offs0.25%
63rd
Return on assets0.75%
51st
Loans to deposits107.2%
1st
Uninsured deposits9.3%
20th
Loan-loss reserves0.00%
50th
Texas ratio13.6%
6th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
The New Orleans Firemen'S Federal Credit UnionCredit union Metairie, LA58 out of 100, Moderate$283.9M11.7%1.19%vs
Meritus Federal Credit UnionCredit union Lafayette, LA68 out of 100, Moderate$246.0M13.2%0.67%vs
Bossier Federal Credit UnionCredit union Bossier City, LA54 out of 100, Below average$245.4M10.6%2.25%vs
Riverland Federal Credit UnionCredit union New Orleans, LA78 out of 100, Strong$319.7M15.8%0.55%vs
Southwest Louisiana Credit UnionCredit union Lake Charles, LA70 out of 100, Strong$182.6M15.8%1.45%vs
Jefferson Parish Employees Federal Credit UnionCredit union Harahan, LA76 out of 100, Strong$166.1M13.4%0.44%vs

Deposit insurance

Is my money safe at Aneca Federal Credit Union?

Yes. Aneca Federal Credit Union is a federally insured credit union (NCUA charter #3212). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 9.3% of shares and deposits ($17.8M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.46%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Aneca Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Aneca Federal Credit Union reported 185 home-loan applications under HMDA (LEI 89450088V2BYQUO61B62): 120 originated ($26,380,000 total), 26 denied, and 36 withdrawn or closed by the applicant. Its denial rate on decided applications was 17.4%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Aneca Federal Credit Union
Type
Federal credit union
NCUA charter #
3212
RSSD ID
548276
Primary regulator
NCUA
Established
1939
Headquarters
4361 Youree Dr, Shreveport, LA 71105
Employees
49

Quick answers

Aneca Federal Credit Union: common questions

Is Aneca Federal Credit Union NCUA insured?

Yes. Aneca Federal Credit Union is a federally insured credit union (NCUA charter #3212). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Aneca Federal Credit Union's TellerScore?

63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Aneca Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Shreveport

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Willis Knighton Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$46.1M18.5%0.32%vs
Shreveport Police Federal Credit UnionCredit union Shreveport, LA85 out of 100, Very strong$8.7M17.2%0.68%vs
Avenue Baptist Brotherhood Federal Credit UnionCredit union Shreveport, LA84 out of 100, Strong$601K24.6%0.00%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
City Bank & Trust Co.Bank Natchitoches, LA82 out of 100, Strong$382.0M11.4%0.00%vs