TellerScore

Side-by-side · Q2 2026 data

Anna-Jonesboro National Bank vs Crossroads Bank

Bank

Anna-Jonesboro National Bank

Anna, Illinois · $100 million – $1 billion

65of 100
Moderate

Bank

Crossroads Bank

Effingham, Illinois · $100 million – $1 billion

93of 100
Very strong

Metric by metric

MeasureAnna-Jonesboro National BankCrossroads Bank
TellerScore6593 (stronger)
Capital cushion96100 (stronger)
Loan quality098 (stronger)
Earnings6876 (stronger)
Funding & liquidity97 (stronger)88
Problem-loan coverage8099 (stronger)
Peer percentile29th98th
Total assets$234.2M$234.7M
Deposits / shares$203.9M$195.0M
Capital ratio14.57%15.97% (stronger)
Problem loans3.00%0.06% (stronger)
Net charge-offs-0.02% (stronger)0.00%
Return on assets1.20%1.39% (stronger)
Loans ÷ deposits50.8% (stronger)71.9%
Uninsured deposits18.0%10.4% (stronger)
Offices12
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Crossroads Bank has the higher TellerScore (93 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Anna-Jonesboro National Bank leads on 2 and Crossroads Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions