Anna-Jonesboro National Bank is a national bank headquartered in Anna, Illinois, in business for about 126 years. At the end of Q2 2026 it reported $234.2M in total assets and $203.9M in deposits, with 3 offices.
Based on its Q2 2026 filing, Anna-Jonesboro National Bank scores 65/100, which we describe as moderate. That is higher than only 29% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 221st. Its strongest component is funding & liquidity (97/100; 51% loans-to-deposits, 18% uninsured), and its lowest is loan quality (0/100; 3.00%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 58 |
| Q4 2024 | 58 |
| Q1 2025 | 60 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 62 |
| Q1 2026 | 63 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 13.39% |
| Q3 2024 | 13.42% |
| Q4 2024 | 13.57% |
| Q1 2025 | 13.96% |
| Q2 2025 | 14.12% |
| Q3 2025 | 14.13% |
| Q4 2025 | 14.16% |
| Q1 2026 | 14.46% |
| Q2 2026 | 14.57% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 4.25% |
| Q3 2024 | 4.02% |
| Q4 2024 | 3.83% |
| Q1 2025 | 3.55% |
| Q2 2025 | 3.70% |
| Q3 2025 | 3.69% |
| Q4 2025 | 3.32% |
| Q1 2026 | 3.39% |
| Q2 2026 | 3.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.97% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.90% |
| Q1 2025 | 0.95% |
| Q2 2025 | 1.01% |
| Q3 2025 | 1.03% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.07% |
| Q2 2026 | 1.20% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $234.2M | 14.57% | 3.00% | 1.20% | 50.8% |
| Q1 2026 | 63 | $237.1M | 14.46% | 3.39% | 1.07% | 47.8% |
| Q4 2025 | 62 | $235.5M | 14.16% | 3.32% | 1.06% | 49.0% |
| Q3 2025 | 61 | $240.1M | 14.13% | 3.69% | 1.03% | 46.2% |
| Q2 2025 | 61 | $233.8M | 14.12% | 3.70% | 1.01% | 45.0% |
| Q1 2025 | 60 | $236.8M | 13.96% | 3.55% | 0.95% | 44.0% |
| Q4 2024 | 58 | $234.6M | 13.57% | 3.83% | 0.90% | 45.1% |
| Q3 2024 | 58 | $245.2M | 13.42% | 4.02% | 0.92% | 43.9% |
| Q2 2024 | 58 | $239.2M | 13.39% | 4.25% | 0.97% | 45.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Warren-Boynton State BankBank New Berlin, IL | 79 out of 100, Strong | $234.5M | 12.1% | 0.41% | vs |
| Crossroads BankBank Effingham, IL | 93 out of 100, Very strong | $234.7M | 16.0% | 0.06% | vs |
| First Federal Savings and Loan Association of Central Illinois, S.B.Bank Shelbyville, IL | 69 out of 100, Moderate | $235.0M | 10.7% | 0.70% | vs |
| West Central BankBank Ashland, IL | 60 out of 100, Moderate | $232.2M | 11.9% | 2.10% | vs |
| Farmers State Bank of HoffmanBank Hoffman, IL | 77 out of 100, Strong | $232.1M | 11.9% | 0.17% | vs |
| Eagle Valley BankBank Griggsville, IL | 72 out of 100, Strong | $229.6M | 10.4% | 0.60% | vs |
Deposit insurance
Is my money safe at Anna-Jonesboro National Bank?
Yes. Anna-Jonesboro National Bank is an FDIC-insured institution (FDIC certificate #3759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.0% of deposits ($36.8M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.57%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 33.21% (benchmark: 10%).
3 locations
Branches
Anna-Jonesboro National Bank lists 1 office in 1 city. Most locations:
- Anna, IL (1)
Identity & history
Profile
- Legal name
- Anna-Jonesboro National Bank
- Former names
- The Anna National Bank
- Type
- National bank
- FDIC certificate #
- 3759
- RSSD ID
- 855844
- Primary regulator
- OCC
- Holding company
- Union County Bancshares Inc
- Established
- January 1, 1900
- Headquarters
- 201 S Main St, Anna, IL 62906
- Website
- www.ajnational.com
- Employees
- 41
Quick answers
Anna-Jonesboro National Bank: common questions
Is Anna-Jonesboro National Bank FDIC insured?
Yes. Anna-Jonesboro National Bank is an FDIC-insured institution (FDIC certificate #3759). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Anna-Jonesboro National Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Anna-Jonesboro National Bank ever failed?
There is no failure record for FDIC certificate #3759 in the FDIC failed bank list.
How many branches does Anna-Jonesboro National Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Anna
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| River to River Credit UnionCredit union Vienna, IL | 97 out of 100, Very strong | $29.7M | 14.7% | 0.23% | vs |
| Carbondale Highway Credit UnionCredit union Carbondale, IL | 90 out of 100, Very strong | $5.6M | 15.6% | 0.00% | vs |
| A.S.H. Employees Credit UnionCredit union Anna, IL | 85 out of 100, Very strong | $5.6M | 19.8% | 0.43% | vs |
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
| St. Augustine Credit UnionCredit union Kelso, MO | 83 out of 100, Strong | $1.5M | 14.4% | 0.00% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |