Side-by-side · Q2 2026 data
Anna-Jonesboro National Bank vs West Central Bank
Metric by metric
| Measure | Anna-Jonesboro National Bank | West Central Bank |
|---|---|---|
| TellerScore | 65 (stronger) | 60 |
| Capital cushion | 96 (stronger) | 69 |
| Loan quality | 0 | 30 (stronger) |
| Earnings | 68 | 71 (stronger) |
| Funding & liquidity | 97 (stronger) | 70 |
| Problem-loan coverage | 80 (stronger) | 70 |
| Peer percentile | 29th | 19th |
| Total assets | $234.2M | $232.2M |
| Deposits / shares | $203.9M | $207.1M |
| Capital ratio | 14.57% (stronger) | 11.95% |
| Problem loans | 3.00% | 2.10% (stronger) |
| Net charge-offs | -0.02% (stronger) | 1.43% |
| Return on assets | 1.20% | 1.28% (stronger) |
| Loans ÷ deposits | 50.8% (stronger) | 83.1% |
| Uninsured deposits | 18.0% (stronger) | 21.4% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Anna-Jonesboro National Bank has the higher TellerScore (65 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Anna-Jonesboro National Bank leads on 5 and West Central Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.