Side-by-side · Q2 2026 data
Anna State Bank vs Exchange State Bank
Metric by metric
| Measure | Anna State Bank | Exchange State Bank |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 75 (stronger) | 65 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 50 | 81 (stronger) |
| Funding & liquidity | 92 (stronger) | 87 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 80th | 84th |
| Total assets | $111.6M | $112.7M |
| Deposits / shares | $97.1M | $98.6M |
| Capital ratio | 12.54% (stronger) | 11.47% |
| Problem loans | 0.02% (stronger) | 0.05% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 0.75% | 1.54% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 62.2% |
| Uninsured deposits | 22.3% (stronger) | 25.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Exchange State Bank has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Anna State Bank leads on 4 and Exchange State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.