TellerScore

Anna State Bank (FDIC certificate #11682) is based in Anna, Illinois. Its Q2 2026 call report shows $111.6M in total assets and $97.1M in deposits and 1 office.

Based on its Q2 2026 filing, Anna State Bank scores 81/100, which we describe as strong. That is higher than 80% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 64th. Its strongest component is loan quality (99/100; 0.02%), and its lowest is earnings (50/100; 0.75%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Tier 1 leverage ratio: 12.54%
Loan quality99/100
Noncurrent loans ÷ total loans: 0.02%
Earnings50/100
Return on assets (annualized): 0.75%
Funding & liquidity92/100
Loans ÷ deposits and uninsured-deposit share: 44.6% · 22.3% uninsured
Problem-loan coverage99/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.47%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (80 → 81).

TellerScore
757982Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202479
Q4 202479
Q1 202582
Q2 202580
Q3 202582
Q4 202575
Q1 202679
Q2 202681
Tier 1 leverage ratio
5.00%9.34%13.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202413.57%
Q3 202413.68%
Q4 202413.17%
Q1 202513.27%
Q2 202512.91%
Q3 202513.10%
Q4 202512.52%
Q1 202612.57%
Q2 202612.54%
Noncurrent loans
0.02%0.31%0.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.03%
Q3 20240.33%
Q4 20240.18%
Q1 20250.04%
Q2 20250.12%
Q3 20250.04%
Q4 20250.60%
Q1 20260.40%
Q2 20260.02%
Return on assets
0.42%0.62%0.82%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.47%
Q4 20240.42%
Q1 20250.51%
Q2 20250.57%
Q3 20250.62%
Q4 20250.65%
Q1 20260.82%
Q2 20260.75%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$111.6M12.54%0.02%0.75%44.6%
Q1 202679$112.3M12.57%0.40%0.82%44.2%
Q4 202575$111.8M12.52%0.60%0.65%45.0%
Q3 202582$108.6M13.10%0.04%0.62%44.5%
Q2 202580$106.8M12.91%0.12%0.57%46.4%
Q1 202582$107.2M13.27%0.04%0.51%45.6%
Q4 202479$106.7M13.17%0.18%0.42%46.6%
Q3 202479$105.4M13.68%0.33%0.47%46.9%
Q2 202482$103.8M13.57%0.03%0.42%43.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.54%
70th
Total risk-based capital0.00%
24th
Problem loans0.02%
83rd
Net charge-offs0.03%
33rd
Return on assets0.75%
21st
Net interest margin2.76%
6th
Efficiency ratio67.2%
36th
Loans to deposits44.6%
94th
Uninsured deposits22.3%
56th
Loan-loss reserves0.78%
10th
Texas ratio0.5%
77th

Similar-size banks in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Central Savings, f.s.b.Bank Chicago, IL75 out of 100, Strong$111.9M25.5%0.57%vs
Midland Federal Savings and Loan AssociationBank Bridgeview, IL51 out of 100, Below average$111.2M8.5%1.00%vs
First State Bank of Beecher CityBank Beecher City, IL88 out of 100, Very strong$112.2M16.0%0.81%vs
Exchange State BankBank Lanark, IL83 out of 100, Strong$112.7M11.5%0.05%vs
Anderson State BankBank Oneida, IL96 out of 100, Very strong$108.9M17.3%0.00%vs
The First National Bank of SpartaBank Sparta, IL84 out of 100, Strong$114.6M12.6%0.56%vs

Deposit insurance

Is my money safe at Anna State Bank?

Yes. Anna State Bank is an FDIC-insured institution (FDIC certificate #11682). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.3% of deposits ($21.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 12.54%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Anna State Bank lists 1 office in 1 city. Most locations:

  • Anna, IL (1)

All branch addresses and map

Identity & history

Profile

Legal name
Anna State Bank
Type
State-chartered bank
FDIC certificate #
11682
RSSD ID
691743
Primary regulator
FDIC
Holding company
Asb Management Corp
Established
September 18, 1930
Headquarters
100 E Vienna St, Anna, IL 62906
Employees
18

Quick answers

Anna State Bank: common questions

Is Anna State Bank FDIC insured?

Yes. Anna State Bank is an FDIC-insured institution (FDIC certificate #11682). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Anna State Bank's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Anna State Bank ever failed?

There is no failure record for FDIC certificate #11682 in the FDIC failed bank list.

How many branches does Anna State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Anna

InstitutionScoreAssetsCapitalProblem loansCompare
River to River Credit UnionCredit union Vienna, IL97 out of 100, Very strong$29.7M14.7%0.23%vs
Carbondale Highway Credit UnionCredit union Carbondale, IL90 out of 100, Very strong$5.6M15.6%0.00%vs
A.S.H. Employees Credit UnionCredit union Anna, IL85 out of 100, Very strong$5.6M19.8%0.43%vs
Alliance BankBank Cape Girardeau, MO84 out of 100, Strong$391.3M13.6%0.26%vs
St. Augustine Credit UnionCredit union Kelso, MO83 out of 100, Strong$1.5M14.4%0.00%vs
Wood & Huston BankBank Marshall, MO82 out of 100, Strong$1.2B11.6%0.14%vs