Side-by-side · Q2 2026 data
Anna State Bank vs SouthernTrust Bank
Metric by metric
| Measure | Anna State Bank | SouthernTrust Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 47 |
| Capital cushion | 75 (stronger) | 52 |
| Loan quality | 99 (stronger) | 14 |
| Earnings | 50 | 72 (stronger) |
| Funding & liquidity | 92 (stronger) | 48 |
| Problem-loan coverage | 99 (stronger) | 64 |
| Peer percentile | 80th | 5th |
| Total assets | $111.6M | $278.5M |
| Deposits / shares | $97.1M | $192.3M |
| Capital ratio | 12.54% (stronger) | 10.23% |
| Problem loans | 0.02% (stronger) | 2.59% |
| Net charge-offs | 0.03% (stronger) | 0.35% |
| Return on assets | 0.75% | 1.29% (stronger) |
| Loans ÷ deposits | 44.6% (stronger) | 108.1% |
| Uninsured deposits | 22.3% | 18.7% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Anna State Bank has the higher TellerScore (81 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Anna State Bank leads on 5 and SouthernTrust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.