Side-by-side · Q2 2026 data
Anstaff Bank vs Freedom Bank of Southern Missouri
Metric by metric
| Measure | Anstaff Bank | Freedom Bank of Southern Missouri |
|---|---|---|
| TellerScore | 79 (stronger) | 73 |
| Capital cushion | 52 (stronger) | 37 |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 97 | 97 |
| Funding & liquidity | 71 (stronger) | 56 |
| Problem-loan coverage | 97 | 98 (stronger) |
| Peer percentile | 88th | 53rd |
| Total assets | $1.2B | $850.1M |
| Deposits / shares | $1.1B | $760.1M |
| Capital ratio | 10.20% (stronger) | 8.72% |
| Problem loans | 0.14% | 0.13% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 1.91% | 1.93% (stronger) |
| Loans ÷ deposits | 85.3% (stronger) | 92.1% |
| Uninsured deposits | 18.3% (stronger) | 26.0% |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 4.9% |
Anstaff Bank has the higher TellerScore (79 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Anstaff Bank leads on 5 and Freedom Bank of Southern Missouri on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.