TellerScore

Anstaff Bank (FDIC certificate #3869) is based in Green Forest, Arkansas. Its Q2 2026 call report shows $1.2B in total assets and $1.1B in deposits and 15 offices.

Based on its Q2 2026 filing, Anstaff Bank scores 79/100, which we describe as strong. That is higher than 88% of 897 banks with $1 billion – $10 billion. Among 78 banks headquartered in Arkansas, it ranks 19th. Its strongest component is earnings (97/100; 1.91%), and its lowest is capital cushion (52/100; 10.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion52/100
Tier 1 leverage ratio: 10.20%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.14%
Earnings97/100
Return on assets (annualized): 1.91%
Funding & liquidity71/100
Loans ÷ deposits and uninsured-deposit share: 85.3% · 18.3% uninsured
Problem-loan coverage97/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (76 → 79), mostly because the earnings component improved by 14 points.

TellerScore
727679Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202473
Q4 202472
Q1 202576
Q2 202576
Q3 202576
Q4 202577
Q1 202679
Q2 202679
Tier 1 leverage ratio
5.00%7.60%10.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20249.62%
Q3 20249.67%
Q4 20249.39%
Q1 20259.66%
Q2 20259.73%
Q3 20259.76%
Q4 20259.80%
Q1 202610.11%
Q2 202610.20%
Noncurrent loans
0.08%0.13%0.19%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.08%
Q3 20240.14%
Q4 20240.15%
Q1 20250.12%
Q2 20250.13%
Q3 20250.19%
Q4 20250.16%
Q1 20260.11%
Q2 20260.14%
Return on assets
1.02%1.47%1.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.02%
Q3 20241.10%
Q4 20241.18%
Q1 20251.53%
Q2 20251.58%
Q3 20251.66%
Q4 20251.71%
Q1 20261.90%
Q2 20261.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$1.2B10.20%0.14%1.91%85.3%
Q1 202679$1.2B10.11%0.11%1.90%82.3%
Q4 202577$1.1B9.80%0.16%1.71%81.9%
Q3 202576$1.1B9.76%0.19%1.66%79.8%
Q2 202576$1.1B9.73%0.13%1.58%79.8%
Q1 202576$1.1B9.66%0.12%1.53%78.4%
Q4 202472$1.1B9.39%0.15%1.18%79.1%
Q3 202473$1.1B9.67%0.14%1.10%78.0%
Q2 202472$1.0B9.62%0.08%1.02%79.0%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.20%
43rd
Total risk-based capital13.91%
53rd
Problem loans0.14%
83rd
Net charge-offs0.03%
50th
Return on assets1.91%
85th
Net interest margin4.01%
69th
Efficiency ratio52.8%
69th
Loans to deposits85.3%
54th
Uninsured deposits18.3%
86th
Loan-loss reserves1.23%
62nd
Texas ratio1.4%
78th

Similar-size banks in Arkansas

InstitutionScoreAssetsCapitalProblem loansCompare
Evolve Bank & TrustBank West Memphis, AR50 out of 100, Below average$1.2B12.9%1.88%vs
First Arkansas Bank and TrustBank Jacksonville, AR63 out of 100, Moderate$1.1B10.7%1.63%vs
Legacy BankBank Springdale, AR65 out of 100, Moderate$1.3B8.8%0.10%vs
Generations BankBank Rogers, AR63 out of 100, Moderate$1.1B11.5%1.51%vs
First Service BankBank Greenbrier, AR59 out of 100, Moderate$1.0B9.1%0.50%vs
Fm Bank And TrustBank Blytheville, AR69 out of 100, Moderate$1.4B8.6%0.52%vs

Deposit insurance

Is my money safe at Anstaff Bank?

Yes. Anstaff Bank is an FDIC-insured institution (FDIC certificate #3869). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 18.3% of deposits ($193.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.91% (benchmark: 10%).

Check how much of your own balance is covered

15 locations

Branches

Anstaff Bank lists 12 offices in 9 cities. Most locations:

  • Berryville, AR (2)
  • Harrison, AR (2)
  • Mountain Home, AR (2)
  • Flippin, AR (1)
  • Green Forest, AR (1)
  • Huntsville, AR (1)
  • Jasper, AR (1)
  • Kingston, AR (1)
  • Norfork, AR (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Anstaff Bank reported 293 home-loan applications under HMDA (LEI 549300FAG4VH7YJ66576): 242 originated ($45,760,000 total), 14 denied, and 37 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Anstaff Bank
Former names
The First National Bank in Green Forest; Anstaff Bank, National Association
Type
State-chartered bank (Fed member)
FDIC certificate #
3869
RSSD ID
261940
Primary regulator
FED
Holding company
First National Bcorp Inc
Established
May 4, 1931
Headquarters
100 First National Ave, Green Forest, AR 72638
Employees
158

Quick answers

Anstaff Bank: common questions

Is Anstaff Bank FDIC insured?

Yes. Anstaff Bank is an FDIC-insured institution (FDIC certificate #3869). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Anstaff Bank's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Anstaff Bank ever failed?

There is no failure record for FDIC certificate #3869 in the FDIC failed bank list.

How many branches does Anstaff Bank have?

15 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Green Forest

InstitutionScoreAssetsCapitalProblem loansCompare
Fedex Employees Credit Association Federal Credit UnionCredit union Memphis, TN77 out of 100, Strong$641.1M14.2%1.04%vs
Bank OZKBank Little Rock, AR76 out of 100, Strong$41.7B14.0%0.92%vs
Freedom Bank of Southern MissouriBank Cassville, MO73 out of 100, Strong$850.1M8.7%0.13%vs
Bank of 1889Bank Berryville, AR72 out of 100, Strong$339.2M10.8%0.84%vs
Southern BankBank Poplar Bluff, MO70 out of 100, Strong$5.2B10.4%0.63%vs
CS BankBank Eureka Springs, AR69 out of 100, Moderate$628.5M12.0%1.37%vs