Side-by-side · Q2 2026 data
Anstaff Bank vs Southern Bank
Metric by metric
| Measure | Anstaff Bank | Southern Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 70 |
| Capital cushion | 52 | 54 (stronger) |
| Loan quality | 95 (stronger) | 79 |
| Earnings | 97 (stronger) | 81 |
| Funding & liquidity | 71 (stronger) | 58 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 88th | 58th |
| Total assets | $1.2B | $5.2B |
| Deposits / shares | $1.1B | $4.4B |
| Capital ratio | 10.20% | 10.45% (stronger) |
| Problem loans | 0.14% (stronger) | 0.63% |
| Net charge-offs | 0.03% (stronger) | 0.22% |
| Return on assets | 1.91% (stronger) | 1.53% |
| Loans ÷ deposits | 85.3% (stronger) | 98.1% |
| Uninsured deposits | 18.3% (stronger) | 18.9% |
| Offices | 12 | 64 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.5% | 5.8% |
Anstaff Bank has the higher TellerScore (79 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Anstaff Bank leads on 6 and Southern Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.