Side-by-side · Q2 2026 data
Antioch Community Federal Credit Union vs El Monte Community Credit Union
Credit union
Antioch Community Federal Credit Union
Antioch, California · Under $100 million in assets
Credit union
El Monte Community Credit Union
El Monte, California · Under $100 million in assets
Metric by metric
| Measure | Antioch Community Federal Credit Union | El Monte Community Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 49 | 98 (stronger) |
| Earnings | 62 (stronger) | 50 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 62nd | 54th |
| Total assets | $33.8M | $34.4M |
| Deposits / shares | $28.5M | $30.3M |
| Capital ratio | 15.23% (stronger) | 10.44% |
| Problem loans | 1.53% | 0.06% (stronger) |
| Net charge-offs | 1.24% | 0.39% (stronger) |
| Return on assets | 1.04% (stronger) | 0.74% |
| Loans ÷ deposits | 51.6% (stronger) | 59.6% |
| Uninsured deposits | 0.2% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Antioch Community Federal Credit Union has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Antioch Community Federal Credit Union leads on 4 and El Monte Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.