TellerScore

Headquartered in Antioch, California, Antioch Community Federal Credit Union is a federal credit union with $33.8M in total assets and $28.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1959.

Antioch Community Federal Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 65th. Capital cushion contributes the most (100/100, 15.23%); loan quality contributes the least (49/100, 1.53%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 15.23%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.53%
Earnings62/100
Return on assets (annualized): 1.04%
Funding & liquidity100/100
Loans ÷ shares: 51.6% · 0.2% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.37%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (88 → 79), mostly because the loan quality component weakened by 50 points.

TellerScore
688295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202485
Q4 202475
Q1 202568
Q2 202588
Q3 202594
Q4 202595
Q1 202676
Q2 202679
Net worth ratio
7.00%11.12%15.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.31%
Q3 202412.18%
Q4 202412.71%
Q1 202512.80%
Q2 202512.72%
Q3 202514.06%
Q4 202514.73%
Q1 202614.68%
Q2 202615.23%
Delinquent loans (60+ days)
0.03%1.02%2.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.21%
Q3 20240.64%
Q4 20241.90%
Q1 20252.01%
Q2 20250.03%
Q3 20250.09%
Q4 20250.38%
Q1 20261.47%
Q2 20261.53%
Return on assets
0.79%1.37%1.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.91%
Q3 20241.82%
Q4 20241.84%
Q1 20251.07%
Q2 20251.43%
Q3 20251.72%
Q4 20251.95%
Q1 20260.79%
Q2 20261.04%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$33.8M15.23%1.53%1.04%51.6%
Q1 202676$34.3M14.68%1.47%0.79%49.0%
Q4 202595$33.8M14.73%0.38%1.95%51.9%
Q3 202594$34.5M14.06%0.09%1.72%47.8%
Q2 202588$35.9M12.72%0.03%1.43%41.6%
Q1 202568$34.4M12.80%2.01%1.07%42.6%
Q4 202475$33.9M12.71%1.90%1.84%37.3%
Q3 202485$34.1M12.18%0.64%1.82%39.1%
Q2 202478$36.1M11.31%0.21%0.91%39.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio15.23%
56th
Problem loans1.53%
28th
Net charge-offs1.24%
11th
Return on assets1.04%
69th
Loans to deposits51.6%
61st
Uninsured deposits0.2%
61st
Loan-loss reserves0.00%
37th
Texas ratio4.4%
33rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Utility District Credit UnionCredit union Oakland, CA71 out of 100, Strong$34.2M9.3%0.57%vs
Greater Valley Credit UnionCredit union Fresno, CA87 out of 100, Very strong$34.4M14.4%0.00%vs
El Monte Community Credit UnionCredit union El Monte, CA76 out of 100, Strong$34.4M10.4%0.06%vs
Hanin Federal Credit UnionCredit union Los Angeles, CA69 out of 100, Moderate$32.4M13.8%1.07%vs
Capstone Federal Credit UnionCredit union Aliso Viejo, CA62 out of 100, Moderate$31.9M12.8%1.69%vs
San Mateo City Employees Federal Credit UnionCredit union San Mateo, CA87 out of 100, Very strong$31.8M18.4%0.00%vs

Deposit insurance

Is my money safe at Antioch Community Federal Credit Union?

Yes. Antioch Community Federal Credit Union is a federally insured credit union (NCUA charter #13261). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.2% of shares and deposits ($59K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 15.23%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Antioch Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Antioch Community Federal Credit Union
Type
Federal credit union
NCUA charter #
13261
RSSD ID
809687
Primary regulator
NCUA
Established
1959
Headquarters
301 G St, Antioch, CA 94509
Employees
3

Quick answers

Antioch Community Federal Credit Union: common questions

Is Antioch Community Federal Credit Union NCUA insured?

Yes. Antioch Community Federal Credit Union is a federally insured credit union (NCUA charter #13261). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Antioch Community Federal Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Antioch Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Antioch

InstitutionScoreAssetsCapitalProblem loansCompare
Bank of StocktonBank Stockton, CA94 out of 100, Very strong$5.0B19.9%0.08%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Smw 104 Federal Credit UnionCredit union Livermore, CA89 out of 100, Very strong$117.9M12.7%0.32%vs
Mokelumne Federal Credit UnionCredit union Lodi, CA88 out of 100, Very strong$56.9M16.0%0.36%vs
Sea West Coast Guard Federal Credit UnionCredit union Oakland, CA83 out of 100, Strong$377.9M20.2%0.01%vs
Pacific Service Credit UnionCredit union Concord, CA82 out of 100, Strong$1.3B15.5%0.35%vs